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Natividad is 67 years old and lives with his life partner, his children, and grandchildren in his own home. He sells aluminum and plastic products such as pots, bowls, and griddles, among other things. He has been doing this for several years and has gained lots of sales experience which allows him to earn a good income. His business in located in a strategic location, known to be very good for business. He is very well known and has many customers who prefer to buy from him because he sells quality products at good prices, and provides excellent service, always meeting his customers’ needs.

Natividad is an energetic, hardworking man with many goals ahead. He is prepared to work hard and to the maximum extent because he knows that this is the only way to achieve his dream and succeed. Like a good merchant he wants to grow his business and make some new investments, but he doesn’t have enough capital, so he is asking for a loan through INTEGRAL. This will allow him to buy plastic and aluminum items, etc. Natividad comes with good payment references and is certain that he will be able to get out of debt while providing some financial security to his household.
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Natividad de sesenta y siete años de edad vive junto a su compañera de vida y sus hijos y nietos en casa propia, el posee una venta de productos de aluminio y plástico como ollas, guacales, comales entre otros , tiene varios años con el negocio y eso le ha regalado experiencia valiosa en las ventas que le permite obtener las mejores ganancias, el negocio esta ubicado en un lugar estratégico que califico como muy bueno para sus actividades comerciales, es muy conocido, tiene mucha clientela pues las personas lo prefieren porque todo lo que vende es de primera calidad y a precios accesibles además del servicio inigualable siempre a la orden de los clientes; Natividad es un hombre enérgico, trabajador, y con muchas metas por delante, esta dispuesto a esforzarse al máximo pues sabe que solo así podrá cumplir sus sueños y llegar al éxito, como todo buen comerciante quiere acrecentar el negocio y realizar nuevas inversiones pero no posee de suficiente capital por eso le solicita a INTEGRAL un crédito que le permita comprar producto plástico y de aluminio etc. Natividad tiene buenas referencias de pago, asegura que podrá saldar la deuda y a la vez tiene fe que podrá llevar a su hogar seguridad económica.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 845
    View loans »
    El Salvador Loans Fundraising
  • $28,317,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Natividad to buy merchandise.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 30, 2012
Jan 1, 2013
Currency Exchange Loss:
Dec 19, 2013