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Maria
Maria, 41, is a resident of Dasmariñas, Cavite, Philippines. She is married to Raul and has children. She and her husband manage their household while operating the business. Maria works hard to continually provide income for the family's everyday expenses.

Maria operates an accessory retail business. She buys accessory items (beaded jewelry such as necklaces, etc.) from a wholesaler and sells them per piece/pack for a profit. Customers are attracted to buy due to the low selling prices and the many options Maria offers. Her regular customers are students and mall patrons. Maria earns a minimum of 500 Philippine Pesos (PHP) in sales every day.

To help continue operations of her business, Maria is requesting a PHP 15,000 loan to buy more quantities and varieties of accessory products to expand her inventory. She expects a boost in her business income as she expands her business.

Maria hopes to give her children a good and quality education. She faithfully meets up with her co-fellowship members weekly to share stories of her work and to draw strength and inspiration from the Word of God she studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay microfinance loans.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $1175
    Average annual income
  • 243
    View loans »
    Philippines Loans Fundraising
  • $53,045,000
    Funds lent in using Kiva
  • 41.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Maria to pay for more quantities and varieties of accessory products to expand her inventory.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 13, 2012
Listed
Dec 26, 2012
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2013