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Issa is 51 years old, married, and has four children. In 1986, he established his assorted shoes business. He began his business because he did not attend English school. He only leaned Arabic and he used to assist his elder sister with her business. After acquiring experience, his friend gave him a loan to start his own business, which has now grown from peddler to stall. Working seven days a week and 11 hours a day, he earns about 1,575,000 SLL every month.

Issa is requesting his second loan for 4,000,000 SLL, which he will use to buy crepe and shoes. In the future, Issa plans to complete his house, send his son abroad, open another outlet, and buy a car. This loan will help to improve the business. He is hardworking business man.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 56
    View loans »
    Sierra Leone Loans Fundraising
  • $9,327,250
    Funds lent in using Kiva
  • 4,349.8
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Issa to purchase crepe and shoes.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 19, 2012
Jan 1, 2013
Currency Exchange Loss:
Nov 17, 2013