Check out some available loans that are similar to this one!
Arminita
Arminita, 37 years old, is an enterprising and charismatic woman who has a desire for self-improvement. She is a widow and has three children, 25, 23, and 18 years old, who she loves very much and are her inspiration to keep going. They live in their own home which they constructed with the support of her partner. The work that Arminita does is the sale of second-hand clothing for women, men, and children, for every occasion, which she carries out in a store inside her own house and a stand in the market. She is very much in demand with her neighbors, friends, and family members for her kind and cordial manner when she tends to them and the quality of her garments. She buys all of her merchandise in the capital. She began her work with her own capital. She has performed this work alone for more than eight years’ time during which time she became well-known, managing to make her portfolio of regular customers grow. So far, her daughter has supported her.

Also, she considers her business fairly profitable because of the profits that are left to her and the demand for her products, managing to sell everything that she has available.

On the other hand, she says that she began in this business because of her desire to count on income of her own, to feel independent, and to not depend on the income of her partner, as well as to have the power to support him with the household expenses. Achieving good results, she hopes that her business grows and with the profits opens a convenience store in her home. Therefore, this will be loan number ten with the institution MFP. She says that she is thankful for the opportunity to have a line of credit to realize her plans. She promises to fulfill her payments as she has in previous loans, and therefore have a good credit record and access to more loans in the future.
She will invest the full amount requested of 1000 Nuevos Soles in the purchase of her merchandise, like second-hand clothing in a variety of sizes and models, for women, men, and children. All of this merchandise will be bought in large quantities, looking for low prices for her purchases. That way, she will have larger profits.
View original language description ↓
Arminita de 37 años de edad, es una mujer emprendedora, carismática, con ganas de superación. Es viuda y tiene 03 hijos de 25, 23 y 18 años de edad a quienes quiere mucho y son su inspiración para seguir adelante. Viven en su casa propia lo cual lo construyo con el apoyo de su pareja. El trabajo que realiza Arminita es la venta de ropas de segundo uso para damas, caballeros y niños, para toda ocasión, la cual lo realiza en un local en el interior de su casa propia y un puesto en el mercado, siendo muy solicitada por los vecinos de la zona, amistades y familiares por su trato amable y cordial al momento a tender, y la calidad de sus prendas. Toda su mercadería los compra en la capital. Esta actividad empezó con su propio capital. Este trabajo lo viene realizando sola hace más de 08 años tiempo en el cual llegó a hacerse conocida, logrando hacer crecer su cartera de clientes habituales y hasta el momento le viene apoyando sus hija.
Asimismo, considera su negocio bastante rentable por las ganancias que le deja y la demanda de sus productos, llegando a vender todo lo que tiene disponible.
Por otro lado, comenta que se inició en éste negocio por el deseo de contar con un ingreso propio, sentirse independiente y no depender de los ingresos de su pareja, así como el poder apoyarlo con los gastos del hogar. Logrando buenos resultados, espera que su negocio crezca y con las ganancias abrir una bodega de abarrotes en su casa. Por tanto éste será el préstamo número 10 con la institución MFP. Comenta estar agradecida con la oportunidad de contar con una línea de crédito para concretar sus planes. Se compromete a cumplir con el pago de sus cuotas con lo ha venido haciendo en los créditos anteriores, así tener un buen record crediticio y acceso a más créditos en el futuro
Con el monto solicitado de 1000 nuevos soles lo invertirá en su totalidad en la compra de su mercadería, como ropas de segundo uso de diversas tallas y modelos, para damas, caballeros y niños. Toda está mercadería la comprará en volumen, buscando precios bajos por sus compras, de esa manera tendrá mayores ganancias.

About Peru

  • $12,000
    Average annual income
  • 99
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Arminita to buy second-hand clothes in a variety of sizes and models, for women, men, and children.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 19, 2012
Listed
Dec 26, 2012
Currency Exchange Loss:
Possible
Ended:
Jul 18, 2013