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Update on Marcelina

Marcelina continues to be a member of the “SANTO DOMINGO” communal bank and they meet in Cusco district, province, and department.

Marcelina still has her café. She has had it for many years and things have gone well for her, thanks to the effort she puts into her business each day. She sells desserts, sandwiches, coffee, and gelatins among other things. She works from 7:00 am to 10:00 pm each day and is a responsible dedicated woman who gets her family ahead in this way.

She will use the money from this loan to buy soft drinks for her business.
View original language description ↓
La socia Marcelina sigue perteneciendo al banco comunal “SANTO DOMINGO” y las reuniones del banco comunal está ubicado en el distrito de Cusco perteneciente a la provincia de Cusco y departamento del Cusco.

La socia Marcelina continua con su negocio de cafetín,la socia lleva años en este negocio el cual le va bien gracias al empeño que le pone cada dia a su negocio,la socia ofrece postres,tortas,cafes,gelatinas entre otros,la socia trabaja desde las 07:00am hasta las 10:00pm,la socia es una persona responsable y empeñosa siendo de esta forma que la socia saca adelante a su familia.

La socia solicita el credito para la compra de gaseosas para su negocio.

Previous Loan Details

Marcelina is a member of the Communal Bank “Santo Domingo” which is located in the District, Province, and Department of Cusco. She is 52 years old, married, and has six children. She is was born in Cusco City and lives there. She continues in the business. She is the owner of a cafeteria. As ... More from Marcelina's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 178
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Marcelina to buy soft drinks.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 28, 2012
Jan 1, 2013
Currency Exchange Loss:
Apr 17, 2013
This photo was used before for a previous loan for Marcelina. It was first posted on Kiva on Aug, 2012. Learn More