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Update on Zenovia

Zenovia is a member of the Communal Bank “Santo Domingo”. She continues to manage her business of selling food. Zenovia has been in this business for years and has done well thanks to the effort she puts into her work each day. She has a small restaurant where she sells different dishes that she prepares. Zenovia is a responsible person and works in this manner so that she can help her family move forward.

She is requesting a loan so that she can buy supplies for her business such as oil, rice, dried vegetables, and other items.

View original language description ↓
La socia Zenovia pertenece al banco comunal “Santo Domingo”,la socia continua dedicandose al negocio de venta de comida ,la socia lleva años ene ste negocio el cual le va bien gracias al empeño que le pone cada dia a su negocio,la socia cuenta con un pequeño restaurante donde vende sus diferentes platos que prepara,la socia es unapersona responsable siendo de esta forma que la socia saca adelante a su familia.

La socia solicita el credito para la compra de insumos para su negocio como aceite,arroz,menestras entre otros.

Previous Loan Details

Zenovia still belongs to communal bank Santo Domingo. Meetings are held every month in the district of Cusco of the province of Cusco in the region of Cusco. Zenovia is 53 years old and separated, but has 3 children. She was born in the city of Cusco and still lives there. She still has her food-... More from Zenovia's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 151
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Zenovia to buy oil, rice, dried vegetables, and other items.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 28, 2012
Jan 1, 2013
Currency Exchange Loss:
Apr 17, 2013
This photo was used before for a previous loan for Zenovia. It was first posted on Kiva on Aug, 2012. Learn More