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Update on Yosip

This communal bank member continues to work in the tourism business. He is a tourist guide and provides guide service to various foreigners. He works from 8:00 am to 5:00 pm. He has been in this business for five years, and it is going very well for him. His dream is to have a travel agency. He is applying for the loan to buy a tent.

He is grateful for the support that is extended to him, and at the same time he promises to make his loan payments in a disciplined manner.
View original language description ↓
El socio se sigue dedicando al negocio de turismo,el socio es guia de turismo el realiza servicio de guia a diferentes extranejeros,el socio trabaja desde las 8:00 a.m hasta las 5:00 p.m,el socio ya tiene 5 años en este negocio y le va muy bien,el sueño del socio es tener una agencia de viajes.El socio solicita el credito para comprar una carpa.

El socio agradece el apoyo que se le otorgara y así mismo se compromete a cumplir de manera disciplinada con los pagos de las cuotas.

Previous Loan Details

The member, Yosip, is 31 years old, has one child, and is single. He continues working in the tourism business. He is a tour guide and guides tourists to the sacred valley of the Incas, Machu Picchu among other places. With this job he gets his son ahead. He wants to improve in his work as a ... More from Yosip's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 174
    View loans »
    Peru Loans Fundraising
  • $60,197,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Yosip to buy a tent.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 29, 2012
Jan 1, 2013
Currency Exchange Loss:
Apr 17, 2013