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Rosa
Rosa is 34 years old and a hard-working, determined woman; besides being warm and friendly in the way she treats people. She lives with her partner, José, who is an employee and the father of their two children, ages 12 and 10. Together they live in their own home.

Rosa's work is selling food such as noodles, stews, juanes (rice and chicken wrapped in a banana leaf), and soft drinks. She sells in the mornings at a stand in the city market, where in a friendly way she serves the customers who visit her daily because of the good flavor of her dishes.

She started more than five years ago through her own initiative and with her own capital. Up to now she has been carrying on the business with her sister's help, with whom she shares the profits. She considers her business profitable because of the good earnings it produces, and it has helped her get out of many a tight spot. She manages to finish everything she prepares for sale, and if anything is left over, she uses it as food in her home, so that nothing is wasted.

She decided to start her business because of the wish to have her own income and not depend solely on her partner. She wanted to help him with the household expenses and provide her family with a better quality of life, knowing that by supporting one another it will be easier for them to get ahead in life.

Seeing the good results she has, she is saving her earnings as she wishes to open a grocery store in their home someday. This is so that she can be closer to her children during the day. Therefore this will be her first loan with the MFP institution. She is grateful and happy to know she will have the financial assistance to carry out her plans. That is why she promises to make her installment payments, as in previous loans.

With the amount applied for a 800 nuevos soles, she will invest in the purchase of the necessary ingredients for making her food, such as rice, sugar, cooking oil and other items. She will seek low prices for her bulk purchases and will have greater earnings this way.
View original language description ↓
Rosa, de 34 años de edad, es una mujer luchadora y trabajadora, además de ser amable y cordial en su trato con las personas. Es conviviente con José quien es empleado y padre de sus 02 hijos de 12 y 10 años de edad respectivamente. Juntos habitan en su casa propia. La actividad que realiza Rosa es la venta de comidas como tallarines, estofados, juanes y refrescos por las mañanas en un puesto en el mercado de la ciudad, donde atiende cordialmente a sus clientes quienes la visitan a diario por la buena sazón en sus preparaciones.
Se inició hace más de 05 años, por iniciativa y capital propio. Hasta el momento lo viene realizando con el apoyo de su hermana con quien comparte las ganancias.
Considera su negocio rentable por las buenas ganancias que le deja y le has servido para salir de muchos apuros, además de conseguir terminar todo lo que prepara para la venta y si en caso sobra le sirve de alimento en su casa, de esa manera no se desperdicia nada.
Decidió a empezar con su negocio por el deseo de contar con sus propios ingresos y no depender únicamente de su pareja, quería bien apoyarlo con los gastos del hogar y brindar una mejor calidad de vida a su familia, sabiendo que con el apoyo mutuo saldrán adelante más fácilmente. Viendo los buenos resultados que tiene, está ahorrando sus ganancias pues desea en un futuro abrir una bodega de abarrotes en su casa, para así estar más cerca de sus hijos durante el día. Por tanto éste será el préstamo número 01 con la institución MFP. Está agradecida y contenta de saber que contara con un apoyo financiero para realizar sus planes. Por eso se compromete a cumplir con el pago de sus cuotas como en créditos anteriores.
Con el monto solicitado de 800 nuevos soles, los invertirá en la compra de los ingredientes necesarios para la preparación de sus alimentos como arroz, azúcar, aceites y otros. Buscará preciso bajos por sus compras en volumen, así tendrá mayores ganancias.

About Peru

  • $6,715
    Average annual income
  • 35
    View loans »
    Peru Loans Fundraising
  • $54,501,725
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Rosa to buy rice, sugar, cooking oil and other items.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 19, 2012
Listed
Dec 26, 2012
Currency Exchange Loss:
Possible
Ended:
Jul 18, 2013