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Luzdina
Luzdina, who is 60 years old, is a hard working woman with a strong desire to succeed. She is separated from the father of her 3 children who are 38, 30 and 27 years old. She lives with her children and her grand children, in her own home.

The business that Luzdina runs is a small grocery store; she purchases products that are needed on a daily basis in larger stores in the city and she resells them from her home and also takes orders. Her store is located in a room in the front of her house, where she sells products to her neighbors on credit, charging interest daily. She has had this business for more then 5 years, in which time she has treated her customers in a kind and friendly way and by doing so has earned their loyalty. She considers her business to be very profitable because of the money she receives from selling on credit, for which she raises her prices considerably.

She likes her business because it allows her to work from home, close to her grandchildren who she takes care of with great love. Along with providing her with a job, the store also keeps her busy and provides her with an income to be able to help with household expenses as well as to help pay for the education of her grand children. Seeing the good results that she has had from her business, she has plans to continue and also to expand her business, purchasing more merchandise to stock her store and to have a larger variety of goods to offer.

This is the third loan she has taken out through MFP. She is happy to have the opportunity to take out a loan. She promises to make her payments, in order to have a good credit record and be able to take out more loans in the future.

With the 2000 nuevos soles she has requested, she will invest in purchasing more merchandise to stock her business, like basic needs products which she will buy at wholesale price in order to have higher profit margins.
View original language description ↓
Luzdina, de 60 años de edad, es una mujer trabajadora y empeñosa con muchos deseos de superación. Está separada del padre de sus 03 hijos de 38, 30 y 27 años de edad. Vive en compañía de sus hijos y sus nietos a las que quiere mucho, habitando en su propia casa.
La actividad que realiza Luzdina es la venta de abarrotes de primera necesidad los cuales compra en los centros comerciales de la ciudad y los vende desde su propia casa a pedido. Su bodega esta ubicada en un local en el frontis de su vivienda vende sus productos a sus vecinos a crédito cobrando diariamente.
Lleva dedicándose a éste negocio hace más de 05 años, tiempo que viene atendiendo de manera amable y cordial a sus clientes ganándose su preferencia.
Considera su negocio bastante rentable por las ganancias que le deja en la venta al crédito, donde sube considerablemente sus precios.
Le gusta su negocio pues le permite estar en casa y cerca de sus nietos a quienes atiende con mucho amor. Además de brindarle un oficio, mantenerla ocupada y generarle un ingreso económico para poder apoyarse con los gastos de su hogar y la educación de sus nietos. Viendo los buenos resultados que está teniendo con su negocio tiene planes de continuar e incluso hacerlo crecer, adquiriendo más mercaderías para surtir y tener mayor variedad para ofertar. Por tanto éste será el préstamo numero 03 con la institución MFP, se siente contenta con la oportunidad de contar con una línea de crédito, por eso se compromete a cumplir con el pago de sus cuotas, para tener un buen record crediticio y tener acceso a más créditos en el futuro.
Con el monto solicitado de 2000 nuevos soles, lo invertirá en la compra de más mercaderías para surtir su negocio, como abarrotes de primera necesidad a precio por mayor para así tener mayores márgenes de ganancias.

About Peru

  • $6,715
    Average annual income
  • 67
    View loans »
    Peru Loans Fundraising
  • $53,956,025
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD