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Mayerlis
Mayerlis, at age 25, has a small store where she sells student supplies, such as desk supplies, and various other items. She stocks her business based on the season and demand. She is the mother of a four year old girl and lives with her husband in the south part of the city, where her shop has been located for three years.

Her mother encouraged her to start this business and she is her greatest example for her daily tasks, which she does for eight hours a day, seven days a week, generating income that supports and benefits her home. She sells for cash and credit and works especially on orders from her customers. In seasons like Christmas and New Year, her shop is decorated with things that attract families, but it’s also when she has a great challenge, due to her shortage of working capital that does not allow her to respond to her customer demand during the season.

She is asking for a Kiva loan which she will use to buy merchandise in volume. She will fill her customers’ requests in part with colognes, creams, personal items, clothing, etc. Her Kiva loan is expected to be a success because she can buy the things that people are asking for and this is what she likes. With money in hand, she can find better deals and attract more customers. Her goal is to acquire a house in the future. Her greatest challenge is not having enough savings.
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Mayerlis a sus 25 años de edad, tiene una pequeña papelería donde vende artículos estudiantiles, como productos de tocador y mercancías variadas, que organiza en su negocio, de acuerdo con la demanda de cada temporada. Ella es madre de 1 niña de 4 años y vive con su cónyuge al sur de la ciudad, donde está ubicada su miscelánea desde hace 3 años. Su madre la apoyó para empezar su actividad comercial y es su mejor ejemplo en su tarea diaria, la cual realiza durante 8 horas, todos los días de la semana, generando ingresos que apoyan y beneficien su hogar. Ella vende de contado y a crédito, trabaja especialmente sobre pedidos de su clientela. En las épocas como navidades y año nuevo, su miscelánea está adornada con todo lo que impacta a las familias en ese momento, pero también es en este instante en el que ocurre su mayor desafío, debido a que su capital de trabajo, no es suficiente para responder a la demanda ocurrida en esta temporada. En la actualidad está aplicando aun credikiva mediante el cual comprará en un mayor volumen, parte de los pedidos que han realizado sus clientes, como colonias, cremas, artículos de aseo personal, ropa etc. Su credikiva proyecta ser exitoso pues con él puede comprar en el marco de las solicitudes que ha hecho y esto es lo que a ella mas le gusta, pues con el dinero en sus manos, encuentra las mejores ofertas y con ellas atrae muchos mas compradores. Su meta mas adelante es adquirir una casa y su mayor desafío, es lograr los ahorros suficientes para obtenerla.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 181
    View loans »
    Colombia Loans Fundraising
  • $12,868,250
    Funds lent in using Kiva
  • 1,777.5
    Colombia Pesos (COP) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $650 helped Mayerlis to stock her store.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 12, 2012
Listed
Dec 26, 2012
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2014