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Miryan Mercedes
Miryan is married and lives in a small apartment with her husband in the Tarira sector of the town of Ventanas, in the Los Ríos Province. Miryan makes a living in agriculture, and is a member of the community bank Renacer, which is also located in Tarira and supports local entrepreneurs in their farming and livestock businesses.

The main crops that Miryan cultivates are corn and rice, and she plans to use the support from this loan to purchase input items for her farming operation, including fertilizers, manure and insecticides to protect her crops from pests. She buys her agricultural input items in the city of Ventanas, and she hopes that this loan and investment will help her to increase her profits and expand her farming operation. Miryan's dream is to one day purchase a car for transporting her goods to and from market. In her free time, she likes to sleep and listen to music.
View original language description ↓
MIRYAN es estado civil casada no tiene hijos vive con el esposo en un mini departamento arrendado en el Recinto TARIRA perteneciente al Cantón Ventanas Provincia de Los Ríos.

Pertenece a la Ventanilla RENACER se encuentra ubicada el recinto TARIRA, perteneciente al cantón Ventanas se dedica a labores agrícolas y pecuarias.

Miryan se dedica a la agricultura a la siembra de maíz y arroz. Con el crédito podrá comprar insumos como: fertilizantes, abonos, insecticidas para evitar las plagas y enfermedades. Las compras las realiza en la ciudad de Ventanas. El crédito le ayudado para aumentar los ingresos y los cultivos.

El sueño comprar un carro para el trabajo. En los tiempos libres le gusta dormir y escuchar musica.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 95
    View loans »
    Ecuador Loans Fundraising
  • $25,057,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Miryan Mercedes to purchase fertilizers, manure and insecticides for protecting her crops from pests.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Dec 5, 2012
Dec 26, 2012
Currency Exchange Loss:
Aug 17, 2013