Angel, 36, is married and has four children. He lives with his wife and children in San Jose de Chimbo. He grows corn on leased land and needs a loan to buy manure, fertilizer, seed, and weed killer. The loan will help him improve and increase his harvest and sell it at a good price. He purchases supplies monthly at the Padro market because prices are affordable.
Angel dreams of buying land to plant and build a small house. He likes to spend his free time sharing meals with his family.
ANGEL tiene 36 años de edad es casado tiene cuatro hijos vive con la esposa y con los hijos en San Jose de Chimbo.
Se dedica a la agricultura a la siembra de maiz en terrenos arrendados el dinero del credito lo necesitra para la comprar de abonos, fertilizantes, semillas, fungicidas, el creditro le ayudado a mejor la calidad de la produccion y sacar la produccion mejor a un buen precio. Las compras las realiza casa mes en el comercial Padro por que da a precios convenientes.
El suño de Angel es compara terreno para sembrar y construir una casita. En los tiempos libres le gusta compartir la comida con la familia.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!