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Angel Estuardo
Angel, 36, is married and has four children. He lives with his wife and children in San Jose de Chimbo. He grows corn on leased land and needs a loan to buy manure, fertilizer, seed, and weed killer. The loan will help him improve and increase his harvest and sell it at a good price. He purchases supplies monthly at the Padro market because prices are affordable.

Angel dreams of buying land to plant and build a small house. He likes to spend his free time sharing meals with his family.
View original language description ↓
ANGEL tiene 36 años de edad es casado tiene cuatro hijos vive con la esposa y con los hijos en San Jose de Chimbo.

Se dedica a la agricultura a la siembra de maiz en terrenos arrendados el dinero del credito lo necesitra para la comprar de abonos, fertilizantes, semillas, fungicidas, el creditro le ayudado a mejor la calidad de la produccion y sacar la produccion mejor a un buen precio. Las compras las realiza casa mes en el comercial Padro por que da a precios convenientes.

El suño de Angel es compara terreno para sembrar y construir una casita. En los tiempos libres le gusta compartir la comida con la familia.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 50
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Angel Estuardo to buy manure, fertilizer, seed, and weed killer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Dec 6, 2012
Dec 26, 2012
Currency Exchange Loss:
Jan 18, 2014