Maria Fernanda is 25 years old, she is married and lives with her husband and their 5-year-old son. She lives in a rented house in San Jose de Chimbo. Maria Fernanda is an auxiliary nurse, the loan she is seeking therefore is to buy electrical appliances such as a washing machine, cooker and food for everyday use that she needs in the home. Using the money from the loan, she has been able to buy the goods in cash so that they were a bit cheaper. Her dream is to buy all the necessary items for her son who is at school. Maria Fernanda likes getting together with the family at Christmas.
Maria Fernanda tienen 25 años es casada vive con el esposo y con el hijo de 5 años vive en casa arrendada en San Jose de Chimbo.
Maria Fernanda es Auxiliar de enfermeria por lo que el credito lo solicita para la comprar de electrodomesticos como lavadora, cocina y comida para el diario que necesita para la casa. Con el dinero del credito ha podido comprar las cosas de contado por que alli son un poco mas baratas.
El sueño es comprar lo necesario para el hijo que esta en la escuela.
Le gusta reunirse con la familia en la navidad.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!