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Freddy
Freddy, age 20, is a kind and enterprising young man who has the desire to succeed. He is single and has no children. He lives in his aunt’s house with his three cousins.

Freddy sells beef. He buys the meat from ranchers in the Camal municipality. He sells the meat at his stand at the market. That is where he tends to his customers who look for the good quality of meat that he sells. He has been working in this field for six years, and he has managed to win over his customers. They recommend him to other people who later become his regular customers.

He started this business activity by taking his aunt’s recommendation. She taught him everything he needed to know to develop his business. He started out by purchasing small amounts of meat. Little by little he was increasing his capital, and he was able to also increase his purchases.

He feels that his business is profitable enough because of the income that he gets. Also, the demand for this product is constant, allowing him to have stable sales. He therefore wishes to continue with his business and to continue earning the money he needs to pay for his university expenses.

This is his fifth loan with MFP. He is grateful for the loan he received in order to continue with his business. He wishes to continue to have more loan opportunities. Therefore, he pledges to be punctual with his payments.

He confirms that he feels good working with his communal bank. He considers all of the members to be people who are committed to their obligations.

He will use the requested 2,800 soles to buy three head of cattle at 900 soles for each one. He will buy them to sell at his stand at the market. He will look for low prices for buying in volume in order to have a profit margin.
View original language description ↓
Freddy, de 20 años de edad, es un hombre joven, amable, emprendedor, con ganas de superación. Es soltero y no tiene hijos. Vive en la casa de su tía en compañía de sus 3 primos.
La actividad que realiza Freddy es la venta de carne de res, compra la carne en el camal municipal de la localidad a los ganaderos ocasionales y los vende en un puesto en el mercado, donde atiende a sus clientes quienes lo buscan por la buena calidad de la carne que pone a la venta. Trabaja en este rubro hace 6 años y ha logrado ganarse la preferencia de su clientela quienes además lo recomiendan con otras personas que luego se convierten en sus clientes habituales. Se inició en esta actividad por recomendación de su tía quien le enseñó todo lo necesario para desarrollar esta función. Empezó comprando pequeñas cantidades de carnes y poco a poco fue aumentando incrementando su capital pudiendo aumentar también sus compras.
Considera que su negocio es bastante rentable por las ganancias económicas que recibe además la demanda de este producto es constante permitiéndole tener sus ventas estables. Es por ello que desea continuar con su negocio y continuar ganando el dinero necesario que le permitan solventar sus gastos universitarios. Este es el préstamo número 5 con la institución MFP, se siente agradecido con el crédito recibido para continuar con su negocio y desea seguir contando con más oportunidades crediticias, para ello se compromete a ser puntual en el pago de sus cuotas. Por otro lado, asegura que se siente a gusto trabajando con su banco comunal, pues considera que todos sus miembros son personas comprometidas con sus obligaciones.
Con el monto solicitado de 2800 nuevo soles comprará de 3 reses cada uno valorizado en 900 nuevos soles, para la venta en su puesto en el mercado. Buscará precios bajos por su compra en volumen para tener un margen de ganancias.

About Peru

  • $6,715
    Average annual income
  • 61
    View loans »
    Peru Loans Fundraising
  • $53,994,675
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD