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Update on Victoria

Victoria lives in the city of Melitopol. She sells blankets, bed covers and bedding at a local market. She owns her retail location and has 15 years of experience in this line of work. Victoria plans to purchase seasonal merchandise worth 12,000 hryvnia in order to keep developing her business and improve her family's life.
View original language description ↓
Виктория – из Мелитополя. Она торгует на местном рынке, реализуя пледы, покрывала и постельные принадлежности. Торговое место у неё собственное, опыт работы - 15 лет.
Виктория планирует закупить сезонный товар на 12 000 гривен, чтобы продолжать развивать своё дело и улучшать быт семьи.

Previous Loan Details

Victoria lives with her husband and 12-year-old son in Melitopol. She works at the local market, where she sells sheets and towels. She has been in this business for 10 years already and she has 60,000 hryven in inventory. Victoria needs a loan of 8,000 hryven in order to add blankets and th... More from Victoria's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 1
    View loans »
    Ukraine Loans Fundraising
  • $6,345,475
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Victoria to stock up on seasonal merchandise.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 7, 2012
Dec 26, 2012
Currency Exchange Loss:
Jan 18, 2014