Alfonso is 45 years old, married, and lives with his wife in Chimbo. He has 2 children, and lives with his wife and children. He works in agriculture and buys maize, wheat, and barley. He also sells grains. He needs the loan to invest in fertilizers, pesticides, and fungicides. He will use the loan to invest in grains and crops to improve his earnings.
Alfonso's dream is to buy a plot of land to build on and a field. In his free time, he likes to relax.
Alfonso tiene 45 años es casado vive con la esposa en chimbo, tiene dos hijos vive con la esposa y con los hijos.
Se dedica a la agricultura a la comprar de maíz, trigo y cebada además se dedica a la venta de granos.
El dinero del crédito necesita para invertir en fertilizantes, abonos, plaguicidas y fungicidas. El dinero le ayudado a invertir en los granos y en los cultivos para tener más ganancias.
El sueño de Alfonso es comprar un solar y un terreno.
En los tiempos libres le gusta descansar.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!