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Update on Sergei

Sergei used his Kiva funds as intended: he stocked up on plastic film, and it came in handy in the spring when the winds tore the covering off one of his greenhouses and it needed to be replaced quickly. Additionally, Sergei stocked up on coal and fertilizers and, as the result, the season was successful. Furthermore, thanks to the additional profits, Sergei's family was able to carry out substantial repairs in their home, replace windows, install a new toilet and shower, as well as purchase a computer and connect it to the internet.

Sergei needs additional funds in the amount of 22,000 hryvnia in order to install heating in the greenhouse he uses for seedlings. He is planning to purchase a boiler for 3,000 hryvnia and pipes for the heating system for 2,000 hryvina. He would like to use the remaining funds to buy covering for a second greenhouse for 8,000 hryvnia and seeds for 9,000 hryvnia. Sergei understands that he needs to continue developing his business, which is why he wants to buy quality seeds, install double covering on his greenhouses and a heating system in his seedling greenhouse.
View original language description ↓
Сергей использовал полученные от КИВА средства по назначению: купил пленку про запас, и она пригодилась весной, когда ветром сорвало пленку на одной из теплиц и пришлось срочно ее менять. Кроме того Сергей закупил уголь, удобрения и все это помогло сделать сезон успешным. Более того, за счет полученной прибыли семья Сергей смогла сделать хороший ремонт в доме, поменять окна, сделать санузел, душевую кабину, а также приобрести компьютер и провести интернет.
Сергею понадобились дополнительные средства суммой в 22 000 гривен для устройства отопления в теплице для рассады. Он планирует приобрести котёл на 3 000 гривен, а также трубы для отопления на 2 000 гривен. Оставшиеся средства Сергей хочет потратить на закупку пленки для второй теплицы – 8 000 гривен, и семян на 9 000 гривен. Сергей понимает, что ему нужно развиваться дальше, поэтому он хочет приобрести качественные семена, сделать теплицы под две пленки и переделать теплицу под отопление.

Previous Loan Details

Sergei lives with his wife and six-year-old son in the Vodyanoye village. He owns a greenhouse business and grows early vegetables for sale. Sergei has a large plot of land. where he has two large, 11x100 meter greenhouses and two small, 8x20 meter ones for seedlings. Sergei has been involved ... More from Sergei's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 7
    View loans »
    Ukraine Loans Fundraising
  • $6,400,750
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,750 helped Sergei to buy a boiler and pipes for a greenhouse heating system, as well as plastic film and seeds for his greenhouses.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Dec 12, 2012
Dec 26, 2012
Currency Exchange Loss:
Oct 2, 2013