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Hrach
Hrach lives in Lusakert village with his wife Seda (in the picture) and two children. Together with his wife, Hrach is involved in cattle breeding. They keep 2 cows and 30 chickens. Seda uses the milk in cheese production and sells it in the local markets. They get income which is enough for covering only the family's daily costs. Hrach would like to expand his agricultural business. He has applied for this loan to rent an agricultural land. This will help him to cultivate fruits and vegetables and will significantly increase his income. With the other part of the loan, Hrach will purchase forage for feeding the livestock. This loan is very important for Hrach to increase his income and ensure a better future for his beloved children.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 130
    View loans »
    Armenia Loans Fundraising
  • $14,056,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Hrach to pay for renting agricultural land and forage for feeding the livestock.
100% repaid
Repayment Term
35 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Dec 19, 2012
Listed
Dec 26, 2012
Currency Exchange Loss:
N/A
Ended:
Jan 17, 2015