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Edita
When Edith's husband was working, Edith's neighbor started asking her to make lunches for her family on weekends because she makes really good food. Little by little, she got more customers who asked her to make lunches for them, and that was when she started to see it as a viable business idea that could provide her with income for her family. Her family is comprised of her husband and her 3 children - now adults. She started a restaurant , and she has been getting more and more customers because it has become very well-known.

Her main customers are people who work locally, and there are a lot of businesses near her restaurant. She sends the lunches daily and works from 6 a.m. to 6 p.m. from Monday to Saturday.

She has 4 employees whom she pays twice monthly, and her husband helps her out when he has time. She offers a home delivery service at an extra cost to 30 customers daily and serves more than 80 in her restaurant.

She is currently requesting a loan from Kiva, which will be her second loan from the Fundación Mario Santo Domingo, to buy supplies, tables, and chairs in order to increase her sales potential. In this way she will create more income for her family. Her biggest dream is to be able to support her son with his studies so that he can become a successful professional.
View original language description ↓
Cuando el esposo de Edita Trabajaba, su vecina pedía a ella le hiciera los almuerzos de su familia los fines de semana, debido a la buena sazón de sus deliciosas comidas. Poco a poco fue reuniendo más personas que le encargaban almuerzos y fue así como empezó entonces a ver esta actividad, como un verdadero negocio, con el que generar ingresos, para apoyar el progreso de su hogar conformado por su esposo y sus 3 hijos, hoy adultos. Su clientela ha ido en ascenso, así como su capital de trabajo, porque ya es muy reconocido el restaurante que desde ese tiempo emprendió, donde sus principales clientes son empleados del sector, habitado por muchas empresas, que potencializan su venta. Ella envía los almuerzos diariamente y trabaja desde las 6 de la mañana hasta las 6 de la tarde, de lunes a sábados. En este negocio cuenta con 4 empleados, a quienes les paga quincenalmente y es apoyada por su esposo cuando tiene el tiempo disponible para hacerlo. También ofrece como valor agregado el domicilio y lo ofrece a 30 clientes diarios, mientras en la mesa atiende a más de 80 . En la actualidad está aplicando a un credikiva, segundo financiamiento, que hace a la Fundación Mario Santo Domingo, con el cual comprará en mayor volumen insumos como víveres, mesas y sillas, con lo cual aumentará su potencial de ventas, agregando así un mayor ingreso que beneficie a su familia, pues su mayor sueño de prosperidad es que su hijo en la escuela técnica donde estudis y pueda a futuro ser un profesional exitoso.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 470
    View loans »
    Colombia Loans Fundraising
  • $15,266,950
    Funds lent in using Kiva
  • 1,777.5
    Colombia Pesos (COP) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $700 helped Edita to buy supplies, tables, and chairs for her restaurant.
99% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 26, 2012
Listed
Dec 26, 2012
Currency Exchange Loss:
Possible
Ended:
Feb 21, 2014