KAMBA does commerce in condiments in this group of women. She is the one standing in the middle in the photo. She intends to use her loan to purchase 5 boxes of tomato paste, a box of Maggi bouillon cubes, and a bag of table salt, which she sells retail locally for cash at her home.
She envisions making an average monthly profit of 25,000 francs CFA. Part of the profits will be used to repay the loan and cover the interest, and the other part will go toward her savings.
Elles sont à leur 13ème prêt avec l’institution de microfinance Soro Yiriwaso afin de satisfaire le besoin de leur clientèle.
KAMBA fait le commerce de condiment dans ce groupe de femmes et elle se tient debout au milieu.
Elle compte acheter avec son prêt de 5 cartons de concentrées de tomate, 1 carton de cube maggi, 1 sac de sel de cuisine qu’elle revend en détail chez elle au comptant.
Elle envisage réaliser un bénéfice mensuel moyen de 25 000 FCFA dont une partie est utilisée pour payer le prêt et son intérêt et l’autre pour son épargne .
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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