Kadi buys and sells condiments via this group of women from the ADEF. She is standing in the middle of the photo. With her loan she is planning to buy five cartons of tomato puree, one carton of "Maggi" stock cubes and a one liter container of oil which she will resell on a retail basis for cash. She expects to make an average monthly profit of 25,000FCFA, part of which will be used to repay her loan and the interest on it; she will save the rest.
Elles sont à leur 17ème prêt avec l’institution de microfinance Soro Yiriwaso afin de satisfaire le besoin de leur clientèle.
KADI fait le commerce de condiment à travers ce groupe de femmes de la ADEF elle se tien debout au milieu.
Elle compte acheter avec son prêt de 5 cartons de concentrée de tomate, 1 carton de cube maggi, et l1 bidon d’huile alimentaire qu’elle revend en détail chez elle au comptant.
Elle envisage réaliser un bénéfice mensuel moyen de 25 000 FCFA dont une partie est utilisée pour payer le prêt et son intérêt et l’autre pour son épargne .
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid