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Zuhra lives in the J.Rumy region. She is 53 years old, married, and has three children. Her two sons are in the Russian Federation. Zuhra has a higher education in teaching and she has been teaching in a school for more than 25 years. She wants to get into the business of raising cattle in her spare time in order to improve her family's financial position.

Zuhra is taking out this loan to buy cows and bulls in order to start her business trading in cattle. Her daughter will help her with the business.
View original language description ↓
Зухра проживает в районе Дж. Руми. Ей 53 года. Она замужем. У нее трое детей. Двое ее сыновей находятся в Российской Федерации. Зухра имеет высшее педагогическое образование. Она более 25 лет работает в школе. Зухра работает по профессии. В свободное от работы время она хочет заняться животноводством, чтобы улучшить финансовое положение в семье.
Зухра берет кредит для закупа коров и бычков, чтобы заняться купле - продажей крупнорогатого скота. В этом ей будет помогать ее дочь.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 106
    View loans »
    Tajikistan Loans Fundraising
  • $29,901,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,800 helped Zuhra to buy cows and bulls.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 12, 2012
Dec 26, 2012
Currency Exchange Loss:
Aug 17, 2014