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Ms. Saima is a 36-year-old married woman who does hand embroidery. She makes beautiful patterns for the people of her community. Her designs are much in demand, and she has managed to consolidate a clientele that allows her to contribute to the expenses of her home. To help her to continue her operations, she has requested a loan of Rs. 20,000 to buy spools of thread in different colors and packets of beads, sequins and stones to embellish her products. In this way, she will be able to serve more customers in a consistent way. She is hoping to increase her income by targeting more customers. Saima dreams of a bright future for her children, and she is very thankful to Kashf for its tremendous support.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 429
    View loans »
    Pakistan Loans Fundraising
  • $15,128,300
    Funds lent in using Kiva
  • 97.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Saima to buy spools of thread in different colors and packets of beads, sequins and stones for her embroidery business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 7, 2012
Jan 1, 2013
Currency Exchange Loss:
Jan 17, 2014