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Rasheedan is a 42-year-old married woman who has been selling milk for many years. She has 3 cows and 1 buffalo to milk. When she first started working with livestock, she used to purchase goats and sheep and sell them at the festival of Eid-ul-Azha. Gradually Rasheedan purchased cows and buffaloes so she could move from livestock sales into milk production. She sells the milk to many of her neighbors, along with butter, cheese and ghee that she makes from the milk, and she is proud to maintain a good client list. Her business is good enough for her to lead a decent life.

Rasheedan is a mother of four: two daughter and two sons. Her husband also helps in her business. She has already been a borrower previously and has a strong relationship with Kashf foundation, Kiva's field partner. Now she is requesting a loan of 30,000 PKR so she can buy one more cow and increase her milk production capacity. This would allow her to serve more people in her community.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 363
    View loans »
    Pakistan Loans Fundraising
  • $15,695,200
    Funds lent in using Kiva
  • 97.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Rasheedan to buy one more cow for milk production.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 12, 2012
Jan 1, 2013
Currency Exchange Loss:
Nov 17, 2013