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Joyce
Joyce is from Kakamega County in western Kenya, where she lives with nine children.

This is Joyce’s first loan, and she will use the revenues from her beehives to help take care of the local orphans who live with her. She enjoys beekeeping and likes the medicinal properties of honey.

In the future, Joyce hopes to expand her farmlands and become "a big farmer."

Additional Information

About Honey Care Africa

Honey Care Africa (HCA) is a for-profit social enterprise that trains smallholder farmers to become commercial honey producers and provides ongoing support for hive owners. Founded in Kenya in 2000, it is a member of the World Fair Trade Organization and aims to increase the income of rural farmers throughout East Africa.

Kiva lenders’ funds will help HCA make loans in the form of a certain number of beehives per family to jumpstart income. This new approach will simplify the process of hive purchase and honey production and will enable HCA to reach many more farmers. Farmers will repay the organization the same way they would for a typical loan.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

About Kenya

  • $1,800
    Average annual income
  • 872
    View loans »
    Kenya Loans Fundraising
  • $41,659,250
    Funds lent in using Kiva
  • 85.9
    Kenya Shillings (KES) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $300 helped Joyce to buy beehives to supplement her income.
8% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
At end of term
Disbursed:
Jan 24, 2013
Listed
Dec 27, 2012
Currency Exchange Loss:
Possible