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Urmila is a 43-year-old divorced lady living with her parents and brother. She manages a tailoring shop where she stitches dresses like salwar suits (traditional Indian dress), frocks etc. for her customers who give orders for stitching. After the divorce from her husband, she came to her paternal home. She did not want to be a burden on her parents so she started a tailoring shop. She earns only 3,500 INR per month from this business. She planned to purchase two new sewing machines so that she can enlarge her business and take orders from her customers in bulk. Urmila has requested a loan of 25,000 INR to purchase two sewing machines and fabrics. She also wants to hire some work force to help her. She wants to give a good living standard to her family and save some money for their future.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 152
    View loans »
    India Loans Fundraising
  • $5,384,350
    Funds lent in using Kiva
  • 55.0
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $475 helped Urmila to purchase new sewing machines for her tailoring shop.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Dec 22, 2012
Dec 25, 2012
Currency Exchange Loss: