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Manuel Alfonso
Manuel is 55 years old and lives with his wife and daughter. He raises chickens and is an enterprising and above all hardworking man. He does not pass up any business opportunity. The most important thing is that he works with passion and dedication, which makes others trust him and want to do business with him. It’s important to mention that this is his main source of income and he will continue to work hard to continue receiving the fruits that he has been receiving. He has decided to request a loan through INTEGRAL, since he has been thinking of ways to grow his profits and has concluded that this is a good decision because the customers trust him very much and constantly seek his services. He will use the money from this loan to buy supplies such as concentrated feed, anti-parasitical medication, vitamins, etc. He wants to keep his chickens healthy so that they will bring good prices. In this way he is expecting to improve his profits and be able to provide better living conditions for his family; better than they currently have.
View original language description ↓

Manuel de 55 años y habita junto a su esposa y su hija. Él se dedica al comercio de tienda y a la crianza de pollos. Es un hombre muy emprendedor y sobre todo trabajador. No deja pasar ninguna oportunidad de negocio. Lo más importante que realiza su trabajo con mucha dedicación y amor lo cual hace que las personas le tenga confianza y lo prefieran cada día más. Es muy importante mencionar que estas actividades son sus principales fuentes de ingresos por lo que trabaja muy duro para poder seguir recibiendo los frutos que hasta el momento ha recibido. Ha tomado la decisión de solicitar este crédito a INTEGRAL ya que ha estado pensando en la forma de hacer crecer sus ingresos y ha llegado a la conclusión que esta sería una buena decisión ya que los clientes tienen mucha confianza y cada vez son más los que solicitan sus servicios. El crédito lo solicita para invertir principal mente en la crianza de pollos es decir para comprar insumos como diferentes: concentrado, desparasitartes, vitaminas, etc. Para mantenerlo en buenas condiciones de tal forma que al momento de la venta estén en las mejores condiciones y así el pago por ellos sea bueno. De esta forma espera mejorar sus ganancias y poder dar a su familia mejores condiciones de vida, diferentes a las que por el momento tienen.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 445
    View loans »
    El Salvador Loans Fundraising
  • $22,757,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Manuel Alfonso to buy supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Dec 11, 2012
Listed
Dec 26, 2012
Currency Exchange Loss:
N/A
Ended:
Sep 17, 2013