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Efua lives with her husband and 2 children at Asebu, near Cape Coast. Efua sells bags of rice, tiger nuts, sweet potatoes, and charcoal, which she has done for 6 years now. She is married and her husband is a photographer. She uses her income to support her husband and to feed and clothe their children.

Efua will use her loan to purchase bags of rice, oil, tiger nuts, sweet potatoes, and charcoal to sell.

With the new profits from her expanded business, Efua will produce the charcoal she sells herself.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,958,450
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Efua to purchase bags of rice, oil, tiger nuts, sweet potatoes, and charcoal to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 11, 2012
Dec 25, 2012
Currency Exchange Loss:
Apr 17, 2013