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Lusine lives in Sariar village and is a mother of five children. Together with her husband, Lusine is involved in agriculture. They keep five cows, 35 chickens and cultivate potatoes. They do their best in order to gather a good harvest and cover family's basic costs. But it is very difficult for them to cover their family’s basic costs.

So Lusine has requested this loan to purchase four calves and forage for feeding them. She plans to raise and fatten them during the winter and sell them at a higher price. This will help Lusine and her husband increase their income and provide better living conditions for their children.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 125
    View loans »
    Armenia Loans Fundraising
  • $14,072,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Lusine to pay for four calves and forage for feeding them.
100% repaid
Repayment Term
35 months (Additional Information)
Repayment Schedule
Dec 19, 2012
Dec 25, 2012
Currency Exchange Loss:
Jan 17, 2015