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Anna is a 20-year-old, proactive, young lady. She studies at Armenian State Pedagogical University, in the department of culture. Anna lives with her mother, who works in a greenhouse. Unfortunately, the mother's salary doesn't allow her to pay Anna's tuition. So Anna has applied for this loan to pay her university tuition. This loan will help Anna to complete her education and become a good specialist. She dreams of finding a well-paid job and ensuring a better future for her mother.

Additional Information

More information about this loan

This loan is part of SEF's new education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education, graduate studies or vocational training. By supporting this loan, you're enabling access to education for students with limited options.

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 127
    View loans »
    Armenia Loans Fundraising
  • $14,869,400
    Funds lent in using Kiva
  • 404.2
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Anna to pay her university tuition.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 25, 2012
Dec 25, 2012
Currency Exchange Loss:
Jan 17, 2014