Maya is a 38 years old woman, married with two children. She is a market vendor and sells different kind of goods such as flour, beverages, macaronis, butter and candies. She has five years of experience and has a deep knowledge of the market and preferences of clients.
The food product she sells are very popular among people and in high demand. Her monthly profit from selling foods is 120 AZN. He husband helps to purchase the products and brings them to the shop. This work is the main financial income for her family because her husband works as a laborer and his job is not permanent. She is a very successful entrepreneur because of her good location in the central bazaar of her home city.
She applied for 1500 AZN loan to purchase more food products and to diversify the range of goods to cover customers' demands. This will be her second loan and she has good client history.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.