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Bermethan is 50 years old and a widow. She raised one son. After the collapse of the USSR, Bermethan received her own plot of land where, since 1992, she has been in the business of animal husbandry and farming. She began her business with 50,000 som (KGS), and today she has two milk cows and 20 sheep, with a monthly income of about 11,000 som (KGS). This income has allowed Bermethan to lay the necessary foundation for her son to have his own family.

With an aim to further developing her business, Bermethan applied to Bai Tushum & Partners for a loan of 60,000 som (KGS) to enlarge her business and increase the income it brings in. Bermethan plans to invest the profits from the loan in further enlarging her business.
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Берметхан 50 лет, вдова, воспитала 1 сына. Берметхан после развала СССР Получила свой участок земли и с 1992 года занимается животноводством и полеводством, начав этот бизнес с 50,000 сом (KGS). На сегодняшний день в хозяйстве Берметхан имеется 2 дойные коровы и 20 голов овец. Ежемесячная прибыль составляет около 11,000 сом (KGS) в месяц. Доходы позволили Берметхан создать необходимую базу для сына для создания собственной семьи. В целях дальнейшего развития своего бизнеса, Берметхан обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 60,000 сом (KGS) на покупку скота для увеличения хозяйства и доходы от бизнеса. Доходы Берметхан планирует вложить в дальнейшее увеличение хозяйства.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 72
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,300,500
    Funds lent in using Kiva
  • 47.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Bermethan to purchase cattle.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
At end of term
Nov 28, 2012
Jan 2, 2013
Currency Exchange Loss:
Jan 18, 2014