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Muhlisa is a kind of person who tries to improve the living conditions and stimulate economical situation in her family. She is 28 years old. She is married and is raising two children. Her husband Khamza works as a carpenter and receives small income. Muhlisa decided to help her husband for the well being of her family. With this goal she has taken a course at the Achieve Success organized by the Association of the Business Women and received a certificate. Now she has new business skills. She wants to start a business buying and selling cattle. She has 1,000 somoni in savings. Muhlisa is asking for a loan in additional 1,000 somoni to buy four heads of sheep. She plans to buy all the necessary modern technology and furniture from the received profit and this way do her part in the well being of her family. She is awaiting your kindness.
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Мухлиса является одним из таких личностей, которая старается улучшить условия жизни и стимулировать экономическое состояние семьи. Ей 28 лет. Она замужем и на воспитании имеет 2 детей. Ее муж Хамза работает плотником и получает маленькую зарплату. Мухлиса решила помочь мужу для благо получения семьи. С такой целью она обучилась в курсе «Добейся успеха» организованный Ассоциация Деловых Женщин и получила сертификат. Теперь она имеет навыки о бизнесе. Она хочет организовать бизнес купле продажей скота. У нее есть 1000 сомон сбережения. Она запрашивает займ добавок еще 1000 сомон для покупки 4 голов барана. От полученного дохода она планирует купить все не обходимые современные технологии и мебель и таким образом внести свой вклад для благо получения семьи. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 155
    View loans »
    Tajikistan Loans Fundraising
  • $29,358,350
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Muhlisa to buy four sheep to start a new business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 21, 2012
Dec 25, 2012
Currency Exchange Loss:
Jan 18, 2014