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Saodat is a wise and tolerant woman. She is the hearth of home who dedicated all her life to her family. She is married to a good man who's name is Khabibullo. Her husband is a taxi driver and can barely provide for their family. Saodat has three children. They are growing up year after year and demand even more benefits. Her children need to enroll in a university and also have to get married and need to have some starting capital.

Saodat wants to start her business with a goal to receive more income. With this purpose she has studied and taken a course at the Achieve Success organized by the Association of Business Women and has received a certificate. Now she can start her business and become successful in this field. She wants to start a business processing and selling dairy products. Saodat needs to buy a cow and a separator. She will separate the milk from the cream and make milk into buttermilk. She will sell the received product on the local market. Saodat is asking for a loan in the amount of 5,000 somoni to buy a cow and separator to start her new business. She is awaiting your kindness.
View original language description ↓
Саодат мудрая и толерантная женщина. Она «очаг дома», которая посвятила всю свою жизнь для своей семьи. Она замужем на хорошего человека, которого зовут Хабибулло. Ее муж таксист и ели-ели справляется с обеспечением семьи. У Саодата 3 детей. Год за годом дети растут и требуют все больше благ. Детям надо поступить в университет, а также надо их женить и создать для них капитал.
С целью получения дохода, Саодат хочет организовать свой бизнес. С такой целью она обучилась в курсе «Добейся успеха» организованный Ассоциация Деловых Женщин и получила сертификат. Теперь она вполне может организовать свой бизнес и стать успешной в этой сфере. Она хочет организовать бизнес переработкой и продажей молочных продуктов. Для этого ей необходимо купить корову и сепаратор. С молока она будет снимать сливки, а молоко квасить кефир. Полученную продукцию она будет продавать на местном рынке. Она запрашивает займ на сумму 5000 сомони для покупки коровы и сепаратор, чтобы организовать новый бизнес. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 249
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Saodat to buy cow and separator to set up new business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 20, 2012
Dec 25, 2012
Currency Exchange Loss:
Mar 2, 2013