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Saparkul is a 49-year-old widow with a high school education. She works selling rice at the central market in the city of Uzgen. She is the mother of 5 children. Her goal in life is to improve her standard of living, to give her children a good university education, and to of course expand her business. She is very kind, sociable, smart, and energetic. She started her business 13 years ago with a start-up sum of only 2,500 Kyrgyzstan Som (KGS.) Besides working in retail, she is also actively involved in animal husbandry. Her farm currently includes 4 head of cattle. For the purpose of expanding her business, Saparkul has approached Bai Tushum & Partners for a loan of 100,000 Som which will help her to increase her turnover by buying more rice. She plans to use the income generated by this loan to re-invest into her business for further development.
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Сапаргул 49 года, вдова. Образование среднее занимается торговлей риса на центральном рынке города Узген. Мать 5 детей. Ей цель жизни, это улучшить жизненные условия, обучить детей в хорошем университете и конечно же расширить бизнес. Сапаргул очень добрая, общительная, умная и шустрая. Сапаргул начала свой бизнес 13 лет назад начальная сумма вклада составляла 2,500 KGS. По мимио торговле она активно занимается животноводством. На сегодняшний день в хозяйстве Сапаргул имеется 4 голов КРС. В целях дальнейшего расширения своего бизнеса, она обратилась в Компанию «Бай – Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на увеличение товарооборота за счет покупки риса. На доход полученный от кредита она будет вкладывать в дальнейшее развитие своего бизнеса.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 81
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,919,875
    Funds lent in using Kiva
  • 47.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Saparkul to purchase more rice for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 19, 2012
Jan 2, 2013
Currency Exchange Loss:
Dec 17, 2013