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Gulayim is 41 years old and married. Ten years ago, she was looking for a way to support her family and so began her cattle breeding business. Using 10,000 som (KGS) as starting capital to buy cattle, Gulayim was able to start her farm, which produces a monthly income of about 6,000 som (KGS). She makes additional income working as a hairdresser. In order to further develop her business, Gulayim turned to Bai-Tushum and Partners for a loan of 70,000 som (KGS) to buy cows and calves. With the profit she makes from this loan, Gulayim plans to increase her livestock in the near future.
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Гулаим 41 год, замужем. В 10 лет назад в поисках источника финансирования своей семьи, Гулаим начала свой бизнес в разведении скота. Использовав стартовую сумму в 10,000 сом (KGS) на покупку скота, Гулаим сумела развить свое хозяйство, с ежемесячной прибылью в сумме около 6,000 сом (KGS). Дополнительным источником дохода является оказание услуг парикмахера местному населению. В целях дальнейшего развития своего бизнеса, Гулаим обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 70,000 сом (KGS) на покупку дойной коровы и теленка. В ближайшее время, при помощи доходов от кредита, Гулаим планирует увеличивать поголовье скота.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 59
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,295,000
    Funds lent in using Kiva
  • 47.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Gulayim to purchase cattle.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 20, 2012
Dec 24, 2012
Currency Exchange Loss:
Jul 17, 2014