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Flor Del Valle Group
In this Group: Ruby , Lourdes, Soledad Leonela, Eufracia Gumercinda , Benita, Pamela, Raquel , Beatriz
The “Flor de Valle” communal bank is in its first cycle with Pro Mujer, as part of the Panamericana center. It’s made up of eight members and directed by a board of directors, where Pamela serves as the secretary. The members have various businesses, including fish sales, floral decorations, clothing sales, bread sales, butcher shop, and food sales.

The loan will benefit the small businesses, including Pamela’s. She is in her first cycle with Pro Mujer and joined on the invitation of a promoter who visited her in her home. She has a food business and started it after working as an employee for another business.

She is asking for this loan in order to buy dishes from stores who sell in quantity and then will set them up in her business space. This work allows her to generate income to earn a living.

When asked what she likes about Pro Mujer, she says that she likes the training in health and financing.
View original language description ↓
La A.C. “FLOR DE VALLE” iniciará el primer ciclo en Pro Mujer, como parte del Centro Focal de Panamericana, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Pamela es la secretaria. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de pescado, decoración de flores, venta de ropa, venta de panza, carnicería, venta de pan, venta de comida.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Pamela es integrante, ella indica que es el primer ciclo que integra Pro Mujer, ingresando por invitación de una promotora de la institución que le fue a visitar a su casa. En la actualidad ella tiene un negocio de venta de comida, negocio lo implemento de un negocio anterior en el que trabajaba de empleada.

El crédito que ahora sacará es para el aumento de capital (compra de vajillas) que adquirirá de las tiendas que venden por mayor y posteriormente lo implementará en su espacio e comercialización. Esta forma de trabajo le permite generar recursos para su sustento.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones del área de salud y crédito.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 88
    View loans »
    Bolivia Loans Fundraising
  • $29,017,150
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Flor Del Valle Group's $2,800 loan helped a member to buy dishes.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 4, 2012
Listed
Jan 1, 2013
Currency Exchange Loss:
Covered
Ended:
Jun 17, 2013