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Esi
Esi is married and has two children. She sells plastic bowls, cooking utensils and also bakes bread for sale in Brenu Akyimu near Elmina. She has been in this business for 3 years. She uses her income to support her husband to pay their children's school fees as well as all other expenses such as food, clothing and utility bills.

Esi will use this loan to purchase more plastic bowls, cooking utensils for sale, eggs, sugar, and flour for baking. With the new profits from her expanded business, Esi plans to continue to support her family and herself.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: http://www.kiva.org/partners/91 ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 39
    View loans »
    Ghana Loans Fundraising
  • $11,460,400
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $375 helped Esi purchase more plastic bowls, cooking utensils for sale, eggs, sugar, and flour for baking.
98% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 13, 2012
Listed
Dec 24, 2012
Currency Exchange Loss:
Possible
Ended:
Oct 19, 2013