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Mirzali is 44 years old and lives with his wife and three teenage children. He is a home-repair worker, but the main income of the family is from an agriculture business. For more than 21 years, he has run an agricultural business which includes cattle and milk cows, whose milk they use to make cheese and butter to sell.

Mirzali is a very hard-working and responsible man. He is requesting a loan to buy construction materials. He will make repairs at his house himself. He needs a loan of 1,400 AZN (Azerbaijani New Manat). This will increase the family's moral sentiment and allow them to improve their living conditions. Mirzali is grateful for your support.

Additional Information

About VisionFund AzerCredit

This loan is administered by VisionFund AzerCredit (VF AzerCredit). VF AzerCredit is part of VisionFund International, which has microfinance banking operations in 40 countries. VF AzerCredit aims to provide sustainable financial services for people in Azerbaijan who are not able to access financing through the conventional banking system.

With branches stretching across Azerbaijan, VF AzerCredit currently serves over 40,000 active clients with a variety of loan products. Of over 20 regions in which VF AzerCredit operates, a strong majority are comparatively underserved rural areas.

For more information on VF AzerCredit, please visit its partner page. If you would like to support other VF AzerCredit clients, please see other loans currently fundraising from this Field Partner.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Azerbaijan

  • $6,171
    Average annual income
  • 12
    View loans »
    Azerbaijan Loans Fundraising
  • $13,919,450
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,800 helped Mirzali to buy construction materials to make repairs at his house himself.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 7, 2012
Dec 24, 2012
Currency Exchange Loss:
Jan 15, 2013