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Ndembane's Group
In this Group: Ndembane, Tening, Marie, Khemess, Arame, Astou, Tening
This village lending group (banc villageois) is fourteen years old. The members that make it up work in perfect collaboration. Their main activities are trade and livestock fattening.
Standing up at the right of the photo and raising her hand, the featured borrower is 54 years old. She is married and the mother of seven children (one girl and six boys).
She plans to do livestock fattening and business with the loan. She is going to buy 10 sheep for 20,000XOF each, 400kg of millet at 200XOF/kg, 100kg of cowpeas at 500XOF/kg, and 200kg of groundnuts at 235XOF/kg. She will give the rest of the loan to her son, who runs a store.
The profits realized will allow her to strengthen her son's store and to take care of her children's medical expenses.
Ce Banc Villageois est âgé de 14 ans. Les membres qui le composent, travaillent en parfaite collaboration. Leur principale activité est le commerce et l'embouche.
Tening debout à droite de la photo et levant la main, est âgée de 54 ans. Elle est mariée et mère de 7 enfants dont une fille et 6 garçons.
Elle envisage de faire de l'embouche et du commerce avec le prêt. Elle va acheter 10 moutons, l'un à 20 000f, 400kg de mil dont 200f le kg, 100kg de niébé le kg à 550 et 200kg d'arachide le kg à 235f. le reste du prêt elle donne ça à son fils qui gère une boutique.
Les bénéfices réalisés lui permettent de renforcer la boutique de son fils et de prendre en charge pour les frais médicaux de ses enfants.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 39
    View loans »
    Senegal Loans Fundraising
  • $14,279,750
    Funds lent in using Kiva
  • 497.5
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Ndembane's Group's $5,025 loan helped a member to buy 10 sheep, 400kg of millet, 200kg of groundnuts, and 100kg of cowpeas.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Dec 5, 2012
Jan 1, 2013
Currency Exchange Loss:
Jul 17, 2013