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Munira is a very decent and hard working woman. She is 39 years old, married, and has two children. Her husband, Toshpulot, earns a small salary working on a construction crew. His salary isn't enough to provide the family with all the necessities. Munira decided to help her husband for the well-being of the family. With this goal, she studied in a course called "Attain Success," put on by the Association of Business Women, and received her graduation certificate. She is now fully capable of opening her own business and being successful in her field.

Munira wants to open a women's clothing business since this type of business enjoys strong demand. She plans to use the income from the business to improve their living conditions. She is requesting a loan of 3,000 somoni (TJS) to buy an inventory of goods so she can start her new business. She is relying on your kindness.
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Мунира очень трудолюбивая и добрая женщина. Ей 39 лет. Она замужем и на воспитании имеет 2 детей. Ее муж Тошпулот, работает в строительной бригаде и получает маленькую зарплату. Это зарплата не хватает для обеспечения семьи со всеми необходимыми средствами. Мунира решила помочь мужу для благо получения семьи. С такой целью она обучилась в курсе «Добейся успеха» организованный Ассоциация Деловых Женщин и получила сертификат. Теперь она вполне может организовать свой бизнес и стать успешной в этой сфере. Она хочет организовать бизнес купле продажей женской одежды, так как этот тип бизнеса имеет большой спрос. От полученного дохода она планирует улучшить условию проживания. Она запрашивает займ на сумму 3000 сомони для покупки товара, чтобы организовать новый бизнес. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 110
    View loans »
    Tajikistan Loans Fundraising
  • $29,894,325
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Munira to buy women's clothes to start a new business.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Dec 21, 2012
Dec 24, 2012
Currency Exchange Loss:
Apr 17, 2014