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Sophea's Group
In this Group: Sophea, Nak, Rany
Sophea, a diligent farmer in a village located in the Moung Russey district of Battambang Province, is a young 27-year-old mother of two children; one is in school and one is too young to attend school. Her main sources of income are from bean growing on one and half hectares of farmland and grocery selling in the front yard of her house. The business that she has been with for 7 years has returned about 31,000 KHR per day. This cycle is the second-cycle loan for Sophea. The first loan that she has fully paid back with success has helped her to improve her living condition gradually. Now, she has formed a group of three to apply for a new loan. She is seeking 1,200,000 KHR, while the other two group members are the first-time borrowers seeking 1,000,000 KHR each. As the leader, Sophea is going to use her portion to buy more items to replenish her grocery selling business, including soap, instant noodle, canned food, and other food items. With the rest of her loan, she is going to buy seed and to pay the plowing fee for her bean farm. She hopes that this purchase will support the needs of her business in a timely manner and increase her income so that she can keep her children in school.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 181
    View loans »
    Cambodia Loans Fundraising
  • $37,004,050
    Funds lent in using Kiva
  • 4,000.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sophea's Group's $800 loan helped a member to buy seed and to pay the plowing fee.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 24, 2012
Feb 1, 2013
Currency Exchange Loss:
Dec 17, 2013