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09.03.04 - Phú Sơn 3 Group
In this Group: Ngà, Hòa, Loan, Xuân, Cúc, Dự , Huệ
Mrs. Ngà is 39, a married mother of two and lives in in Thanh Hoa city, Thanh Hoa province, Vietnam. She has a general store and is requesting a loan to purchase goods such as candy, biscuits, milk and sugar. She is the group leader of the 09.03.04 - Phú Sơn 3 solidarity group, which consists of seven members.

This is Ngà's first loan with Fund for Thanh Hoa Poor Women, but she has been involved in her business for more than ten years. The main hardship that she faces is a lack of capital. With her profits, she hopes for her store to do well, for her family to be healthy and happy, and for her children to succeed in school.

Additional Information

About Thanh Hoa Microfinance Institution Limited Liability (Thanh Hoa MFI)

Thanh Hoa MFI works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, Thanh Hoa MFI prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 100
    View loans »
    Vietnam Loans Fundraising
  • $14,728,425
    Funds lent in using Kiva
  • 20,833.3
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 09.03.04 - Phú Sơn 3 Group's $1,800 loan helped a member to purchae candy, biscuit, milk, resell .
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 7, 2012
Dec 24, 2012
Currency Exchange Loss:
Jan 17, 2014