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Jessica Jessenia
The communal bank "Colorado" meets every 15 days in Colorado in the canton of Montecristi. This is a place that is known at the national and international level for its rich pre-colonial culture and for its handicrafts. This is where the famous "Panama" straw hats are made.

This is where Jessica, age 20, lives. She is in a common-law marriage that has produced a 3 year-old child, who is her whole life. Her husband works in a factory in Manta.

Jessica has a grocery store in her house where she sells all types of products such as: rice, sugar, cooking oil, detergent, vegetables, and fruit. She also sells a variety of brands of shoes from catalogs, which gives her some extra earnings. She makes these sales door-to-door, and she also shows her catalogs to the customers who visit her store, and this is where she makes most of her sales. She's had this catalog business for 2 years now, and it is going very well.

Jessica will use this loan to buy groceries for her store and shoes, because she has some urgent orders to fill. She has been with her communal bank for 3 years, and she likes it because she started her business with one of the loans, and this business is how she currently makes a living.

Jessica's goals are to continue forward with her business, and gradually expand her store over time.
View original language description ↓
EL Banco Comunal De Colorado se reúne cada quince días en Colorado del Cantón Montecristi, conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional. Lugar de los famosos sombreros de paja toquilla.

En este lugar vive la señora Jessica, tiene 20 años de edad y mantiene una relación de unión libre de la cual tiene un hijo de tres años de edad el cual es su vida entera. El marido trabaja en una fábrica en Manta.

Doña Jessica tiene una tienda de víveres su casa, allí vende todo tipo de productos como arroz, azúcar, aceites, detergentes, legumbres, verduras y frutas, ella además también vende zapatos por catalogo de varias marcas lo cual le deja ganancias extras, estas ventas las realiza puerta a puerta aunque también enseña sus revistas a las clientes que llegan hasta su negocio y es allí donde más ventas realiza. Tiene dos años que se dedica a esta actividad y le va muy bien.

Este crédito lo va a emplear en comprar víveres para su tienda y zapatos ya que tiene varios pedidos urgentes. Está en el Banco Comunal hace 3 años y le gusta porque con uno de los créditos empezó su negocio el mismo que hoy le permite ganarse la vida.

Sus metas son seguir adelante en su negocio y que su tienda crezca cada día más.

About Ecuador

  • $10,200
    Average annual income
  • 29
    View loans »
    Ecuador Loans Fundraising
  • $22,871,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,525 helped Jessica Jessenia to buy groceries and shoes.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 13, 2012
Listed
Jan 1, 2013
Currency Exchange Loss:
N/A
Ended:
Jul 17, 2013