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Carmen Adelaida
The 'De Colorado' community bank meets every two weeks in Colorado, in Montecristi canton. This area is noted for its rich pre-colonial culture and also for its handicrafts which are well known both at home and abroad. It is home to the famous Panama hat.

This is where Carmen lives. She is 55 years old, married, and has six children who are all adults. Four of her children still live with her. Her husband no longer works as he suffered an accident.

In order to provide for her family, Carmen set up a small bar in her home where she sells iced treats, colas, snacks and candies. She set up her business as her house is located opposite a school and the kids love all these products. This means that her sales are guaranteed. Carmen works every day from 6.00am to 6.00pm which is when the school kids are about. Thanks to the loans that she has received from the institution, she has been able to finance her small business which helps her so much in providing for her family's daily needs.

Carmen will use this loan to buy sweet treats, candies, iced treats and other products that she sells. She has been a member of her community bank for four years and likes it because of the help and support she receives from the bank.

Carmen's dream is to continue expanding her business.
View original language description ↓
EL Banco Comunal De Colorado se reúne cada quince días en Colorado del Cantón Montecristi, conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional. Lugar de los famosos sombreros de paja toquilla.

En este lugar vive la señora Carmen, tiene 55 años de edad, está casada y de esta relación tienen seis hijos todos mayores de edad, cuatro de ellos aún viven con ella. Su esposo ya no trabaja pues sufrió un accidente.

Doña Carmen para poder salir adelante con su familia instalo un pequeño bar en su casa en el cual vende helados, colas, bocadillos y otras golosinas, este negocio lo puso para aprovechar que su casa está frente a un colegio y por lo general los chicos gustan de todos estos productos por lo cual las ventas están aseguradas, trabaja todos los días desde las 6h00 hasta las 18h00, que es hasta cuando hay movimiento por la salida de los estudiantes. Gracias a los créditos que recibió de la institución ella pudo financiar este pequeño negocio que le ayuda mucho para su sustento diario.

Este crédito lo va a emplear en comprar dulces, golosinas, helados entre otras cosas que también vende. Está en el banco comunal hace cuatro años y le gusta por la ayuda y apoyo que le da el banco.

Su sueño es seguir aumentando su negocio.


About Ecuador

  • $10,200
    Average annual income
  • 15
    View loans »
    Ecuador Loans Fundraising
  • $22,607,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $550 helped Carmen Adelaida to buy sweet treats, candies, iced treats, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 13, 2012
Listed
Jan 1, 2013
Currency Exchange Loss:
N/A
Ended:
Jul 17, 2013