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Deice Mireya
The 'De Colorado' community bank meet every two weeks in Colorado, in Montecristi canton. This area is noted for its rich pre-colonial culture and for its handicrafts which are well known both at home and abroad. It is home to the famous Panama hat.

This is where Deice lives. She is 48 years old, married, and has three children, two of whom are already adults. Her youngest is 17 years old and in high school. Two of her children still live with her. Her husband is a driver and owns a bus.

Deice is a housewife. In order to make her own money she sells all kinds of clothing. She makes her sales door to door and also sells from home where her customers come to buy her goods. She works every day, mainly in the mornings. She leaves her products with her customers on credit and collects payment every two weeks. She buys her merchandise in Guayaquil and also receives some from Colombia. She has been in this business for 14 years and started out with her first loan from the institution.

Deice will use this loan to buy more merchandise such as pants, blouses, t-shirts and children's clothing so that she can make the most of the Christmas and New Year season. Deice is a founding member of her community bank and likes it because the interest rates are lower than they are with other loan institutions.

Deice's dream is to see her son become a successful professional.
View original language description ↓
EL Banco Comunal De Colorado se reúne cada quince días en Colorado del Cantón Montecristi , conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional. Lugar de los famosos sombreros de paja toquilla.

En este lugar vive la señora Deice, Tiene 48 años de edad, está casada y de esta relación tiene tres hijos, dos de los cuales ya son mayores de edad, el menor tiene 17 años y estudia en colegio, dos de sus hijos aun viven con ella. Su esposo es chofer tiene un bus.

Doña Deice es un ama de casa que para obtener sus propios recursos se dedica a la venta de ropa de todo tipo, su forma de venta es puerta a puerta y también vende en su casa hasta donde llegan sus clientes. Trabaja todos los días más que todo en las mañanas, deja a crédito a sus clientes y cobra cada quince días. Su mercadería la va a comprar a Guayaquil y también le mandan desde Colombia. Tiene 14 años que se dedica a esta actividad que empezó con el primer crédito que recibió de la institución.

Este crédito lo va emplear en comprar más mercadería como: pantalones, blusas, camisetas y ropa de niños para aprovechar la época de la Navidad y Año Nuevo. Es socia fundadora del Banco comunal y le gusta porque los intereses son más bajos que en otras instituciones de crédito.

Su sueño es ver que su hijo sea un gran profesional.

About Ecuador

  • $10,200
    Average annual income
  • 68
    View loans »
    Ecuador Loans Fundraising
  • $23,510,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,525 helped Deice Mireya to buy pants, blouses, t-shirts and children's clothing.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 13, 2012
Listed
Jan 1, 2013
Currency Exchange Loss:
N/A
Ended:
Jul 17, 2013