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Idalba Pederosa
In the community of Nueva California in the city of Portoviejo, capital of Manabí--which has been known for many years as the city of real tamarinds--the members of the communal bank "La California" meet every two weeks.

Ms. Idalba, who is 50 years old, is married and has a 12 year-old daughter who studies at a local high school. Her husband is a merchant.

Ms. Idalba has a grocery shop in her home. She likes to have a little of everything at her shop, where she sells groceries, meats, vegetables, medicines, and miscellaneous items. For extra money, she also sells a well-known brand of ice cream and telephone calling cards. Whenever she can, she improves her business thanks to the loans she has received from this institution. Ms. Idalba works with the help of her husband when he is able. She has had her business for 15 years, and it is through this that she will help her family get ahead.

Ms. Idalba will use this loan to stock her shop with products such as: rice, sugar, detergent, oil, canned goods, etc. She has been with the communal bank almost from the beginning, and she likes it because she can use the loan money to improve her business.

Her goal is to have a much larger shop.
View original language description ↓
En la ciudadela nueva california de la ciudad de Portoviejo, capital de Manabí conocida desde hace muchos años como la ciudad de los reales tamarindos, se reúnen cada quince días las socias del Banco Comunal La California.

La señora Idalba, tiene 50 años de edad, está casada y fruto de esta relación tiene una hija de 12 años la misma que estudia en un colegio de la localidad. Su marido es comerciante.

Doña Idalba tiene una tienda de víveres en su casa, a ella le gusta tener de todo en su local vende desde víveres, carnes, legumbres, ciertos remedios, bisutería y cosas de bazar ya que esto le da ganancias extras, actualmente también está vendiendo helados de una marca muy reconocida además de recargas telefónicas, ella cada vez que puede va mejorando su negocio y esto gracias a los créditos que recibe de la institución, trabaja con la ayuda de su esposo cuando él puede. Lleva 15 años que tiene su negocio y es así como ella sale adelante con su familia.

Este crédito lo va emplear en surtir más su tienda con productos como: arroz, azúcar, detergentes, aceites, enlatados, etc. Esta casi desde el inicio en el Banco Comunal y le gusta porque con los créditos puede mejora su local.

Su meta es tener una tienda mucho más grande.


About Ecuador

  • $10,600
    Average annual income
  • 96
    View loans »
    Ecuador Loans Fundraising
  • $24,187,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $975 helped Idalba Pederosa to purchase rice, sugar, detergent, oil, canned goods, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 12, 2012
Listed
Jan 1, 2013
Currency Exchange Loss:
N/A
Ended:
Jul 17, 2013