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This is 28yrs old M'balu. She is married and has no child. She has 2 dependents, who live with her as sales assistant. In 2007, M'balu established her Synthetic Hair business. She began her business because there was no one to pay her school fees after the death of her father. Her business is located in Out Skirt of town and her main customers are Women and Girl Child. Working 7 days a week and 15hrs a day, she earns about Le 500,000 every month from this business. She would like a loan in the amount of Le3, 000,000. M'balu requires a loan in order to purchase varieties of synthetic hair and hair product for resale.
In the future, M'balu plans to buy in bulk and start selling wholesales or to become suppliers to other hair dressers. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $903
    Average annual income
  • 15
    View loans »
    Sierra Leone Loans Fundraising
  • $9,076,200
    Funds lent in using Kiva
  • 4,300.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped M'balu to purchase varieties of synthetic hair and hair product for resale.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 19, 2012
Jan 22, 2013
Currency Exchange Loss:
Nov 17, 2013