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Cesar
Cesar, who is 36 years old, is a very experienced business man, apart from being very cheerful and friendly. He lives with Arita, who is a shopkeeper, and mother to his three children, who are 21, 18 and 10 years old. He lives comfortably in his own home, in the company of his partner and children, whom he loves very much, and who are his motivation in life. Cesar works repairing mobile phones of all the different makes. Every morning, at 5 am, he goes to market number 2, where he has a small stand, and where he serves his customers warmly. He has been running this business for more than 6 years. He can count on the help of a friend, when he has a lot of repairs to do, and in this way, he can deliver all of the mobiles on time.
He likes his business because it keeps him busy, and allows him to make use of what he has learnt at training school. He decided upon this business because of the necessity of having a trade, in order to be able to rely upon an income, to cover the costs of his home and the education of his children. Apart from that, he wanted to be able to be in control of his own working hours. On the other hand, Cesar comments that it is very inconvenient when his customers don’t collect the mobile phones, that they have left for repair, on time. This means that he has to store them, and they take up space in his store, which is very small. But this doesn’t discourage him, and he carries on working, with plans to carry on in this business and to grow. Therefore, this will be loan number 1 with the institution MFP. He is counting on their collaboration, in order to be able to continue with his goals. Cesar promises to pay his installments on time, so as to be able to obtain larger sums in the future.
With the amount of 600 New Soles, Cesar is going to invest the complete amount in spare parts, at wholesale prices, which he wants to bring from the capital. He is looking to get better prices by buying in bulk.
View original language description ↓
Cesar, de 36 años de edad, es un hombre con mucha experiencia en los negocios, además de ser alegre y amable. Es conviviente con Arita quien es comerciante y madre de sus 03 hijos de 21, 18 y 10 años de edad. Vive cómodamente en su casa propia en compañía de su pareja y sus hijos a quienes quiere mucho y son su motivación. El trabajo de Cesar consiste en la reparación de celulares de todas las marcas. Cada mañana a las 05 de la mañana se dirige al mercado número 02 donde tiene un pequeño puesto, donde atiende cordialmente a sus clientes. Realiza ésta actividad desde hace más de 6 años, contando con el apoyo de un amigo cuando tiene que hacer varias reparaciones, de esa manera logra entregara tiempo todos los celulares a reparar.
Le gusta su actividad ya que lo mantiene ocupado y le permite ejercer lo que aprendió en un centro de ocupación. Se decidió por ésta actividad por la necesidad de tener un oficio para contar con un ingreso económico para solventar los gastos del su hogar y la educación de sus hijos, además de poder manejar su propio horario de trabajo. Por lo contrario comenta que le incomoda cuando sus clientes no recogen a tiempo los celulares que mandaron a reparar, tiene que almacenarlos ocupando lugar en su almacén que es muy pequeño. Pero esto no lo desanima y continua trabajando, teniendo planes de seguir en su negocio y crecer. Por tanto éste será el préstamo número 01 con la institución MFP, Esperando de su colaboración para continuar con sus objetivos. Se compromete a ser puntual con el pago de sus cuotas para más adelante seguir obteniendo mayores montos.
Con el monto solicitado de 600 nuevos soles, lo invertirá en su totalidad en la compra de repuestos a precio al por mayor, traídos desde la capital, buscando precios cómodos por sus compras en volumen.

About Peru

  • $6,715
    Average annual income
  • 117
    View loans »
    Peru Loans Fundraising
  • $56,074,200
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Cesar to buy spare parts for mobile phones, at wholesale prices.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 14, 2012
Listed
Dec 23, 2012
Currency Exchange Loss:
Possible
Ended:
Jul 18, 2013