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Natalya

Update on Natalya

Having wisely invested her previous Kiva loan into developing her business, Natalya was able to increase her income by 1,500 Ukrainian Hryvnya. This time, she hopes to invest additional funds in the amount of 20,000 Hryvnya in buying seeds and flower pots. Natalya hopes that by expanding the range of goods she sells in her shop, she will be able to attract more customers.
View original language description ↓
Мудро вложив предыдущий кредит КИВА в развитие своего дела, Наталия смогла увеличить доход на 1 500 гривен.
В этот раз Наталия надеется вложить дополнительные средства в размере 20 000 гривен в закупку семян и горшков для цветов. За счет расширения ассортимента в магазине Наталия надеется привлечь больше клиентов.

Previous Loan Details

Natalya is single. She runs a small business where she sells farm supplies such as seed, fertilizer, and flowers. The store she rents is in a very good location, and it attracts many clients. Natalya has been working for five years and has gained many repeat clients. She enjoys her business and w... More from Natalya's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,000
    Average annual income
  • 4
    View loans »
    Ukraine Loans Fundraising
  • $6,208,075
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $2,500 helped Natalya to buy seeds and flower pots.
94% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 7, 2012
Listed
Dec 22, 2012
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2014